For me: Cancelling paid subscriptions should be as easy as subscribing. I hate the fact that they actively hide the unsubscribe option or that you sometimes should have to write an e-mail if you want to unsubscribe.
For me: Cancelling paid subscriptions should be as easy as subscribing. I hate the fact that they actively hide the unsubscribe option or that you sometimes should have to write an e-mail if you want to unsubscribe.
My car insurance goes up as my car loses value. Years ago you could choose to only insure it up to a certain amount. My kids drove an older car and i designated $10k in insurance for it. That cut the insurance price to about 60%. Texas no longer allows that.
Isn’t most of the insurance for liability? I can see a logic where older cars are less safe, and thus accidents are more likely and would cost more, hence the higher costs. But I’m just guessing.
Collision insurance, the kind that pays for damage to the policy holder’s car in the event of a crash caused by the policy holder or an authorized driver of their car often more than doubles the overall cost of insurance. Collision insurance is usually optional when there’s not a loan.
Your car may lose value, but the cost to repair goes up. Hence the insurance increases. Also the likelihood of a total loss goes up as well.
The insurance will never pay more than the value of the car, so if the repair cost goes too high they’ll just declare it a total loss and pay the “fair market value” of the car. And yes, a total loss is more likely, but that doesn’t mean the insurance pays more, on the contrary, they use that to pay less.
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If the car that totals at $50k costs you $100/mo, that doesn’t drop to $90/mo when the car’s value drops to $45k. It stays the same or goes up.
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