• microphone900@lemmy.ml
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    12 days ago

    Bret Stephens, the author, is not telling the whole story and using the omissions to spin a story of ‘most Americans are happy with the system.’ This [expletive] says the below to defend against the united anger at the health insurance industry

    As for the suggestion that Thompson’s murder should be an occasion to discuss America’s supposed rage at private health insurers, it’s worth pointing out that a 2023 survey from the nonpartisan health policy research institute KFF found that 81 percent of insured adults gave their health insurance plans a rating of “excellent” or “good.” Even a majority of those who say their health is “fair” or “poor” still broadly like their health insurance. No industry is perfect — nor is any health care model — and insurance companies make terrible calls all the time in the interest of cost savings. But the idea that those companies represent a unique evil in American life is divorced from the experience of most of their customers.

    This [expletive] looked at the report’s top and only positive point and ignored the rest. The next very next point is

    • Despite rating their insurance positively, most insured adults report experiencing problems using their health coverage; people in poorer health are more likely to report problems. A majority of insured adults (58%) say they have experienced a problem using their health insurance in the past 12 months – such as denied claims, provider network problems, and pre-authorization problems.

    Here are the other points on the report:

    • Nearly half of insured adults who had insurance problems were unable to satisfactorily resolve them, with some reporting serious consequences. Half of consumers with insurance problems say their problem was resolved to their satisfaction.
    • Affordability of premiums and out-of-pocket costs are a concern, particularly for those with private health coverage, and for some, contributed to not getting care. About half of adults with Marketplace plans (55%) or ESI (46%) rate their insurance negatively when it comes to premiums, compared to 27% of people with Medicare and 10% of Medicaid enrollees. Four-in-ten insured adults say they skipped or delayed some type of care in the past year due to cost. One in six insured adults (16%), including larger shares of those at lower income levels, say they had problems paying medical bills in the past year.
    • Insured adults overwhelmingly support public policies to make insurance simpler to understand and to help them avoid or resolve insurance problems. About nine in ten say they support requirements on insurers to maintain accurate and up-to-date provider directories, provide simpler, easier-to read EOBs, disclose their claims denial rates to regulators and the public, and provide in advance, upon request, information about whether care is covered and their out-of-pocket cost liability.

    [Expletive] this disingenuously written story, [expletive] Bret Stephen for not telling the whole story, and [expletive] the New York Times for time after time publishing BS and propaganda that sets us all back.

    • ikidd@lemmy.world
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      12 days ago

      Your nanny state instance admins redact naughty words to “[expletive]” before it federates out. It’s pretty funny when you use it a bunch of times to help get your anger across.

      • microphone900@lemmy.ml
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        12 days ago

        It does? Hahahaha, that’s great, I’m trying to swear less in general, but good to know I didn’t have to redact myself on here. I’m curious to see what happens.

        Shit fuck.

        Edit: did the instance filter it? It’s still showing up for me.

        • aasatru@kbin.earth
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          12 days ago

          Shows in this post. I guess it censores it when used to describe people, like “these fucking healthcare CEOs and their piece of shit allies”.

    • shalafi@lemmy.world
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      12 days ago

      I’m sure many are happy with their plans given that they have no real choice.

      I’d be happier with a plan that punches me in the face twice a year rather than one that punches me monthly.

      • Eranziel@lemmy.world
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        12 days ago

        Yeah, people rating their insurance as “excellent” obviously comes with the implied “compared to other US healthcare insurance options,” if you read the rest of it or spend even 5 seconds thinking about it.