In theory a pension is stable, guaranteed income. The employer promises a monthly or annual payment for life, and they manage a pool of money to make sure you get that payment regardless of whether the market goes up or down. People like stability.
With a 401k you take on the market risk yourself. If the market tanks (2000 and 2008 come to mind) then your retirement funds are suddenly worth less and your payments to yourself (distributions) go down. Of course, if the market is hot you can also direct your investments to try and ride the wave. Greater risk means greater (potential) reward.
401k’s also have required minimum distributions that kick in as you get older. If you live long enough you will reach a point where you have been forced to drain the whole thing into your regular bank account. Then it’s time for another plan.
After digging into it, we banned the two sh.itjust.works accounts mentioned in this post. A quick search of the database did not reveal any similar accounts, though that doesn’t mean they aren’t there.
Mastodon will still be the biggest fediverse service. It will remain a niche player in the microblog world, as Bluesky gradually becomes the big player by stealing users from the platform formerly known as Twitter.
The rest of the federverse will (hopefully) coalesce around fewer projects. Development is massively fragmented right now. I’m very curious to see which projects flourish, and which projects die.
I do not expect the federverse to unseat large corporate social media and become home to the masses. And I’m okay with that.
Your last paragraph is a good one. I fell in love with Sweden when I was there. Then I talked to some teenagers and they said they really wanted to live in America. It caught me off guard. I didn’t understand why they would want to leave a place that seemed so safe, secure, and comfortable. They said they wanted more flexibility and opportunity. Sure, they could get a stable living-wage job and keep it for their whole career, but in America they thought they would have more chances to try new things and reinvent themselves.
Whether our perceptions of each other’s countries are correct or not, for all of us the grass certainly looked greener on the other side of the fence.
I wondered if the Turbo button on the computer really did anything.
Fantastic resource!
That’s what happens after the apartment clearing is done.
You need to grease some palms. Lay it on thick.
John Wayne was a turd who vocally supported Joseph McCarthy and Richard Nixon.
Spider-Man is based.
Gay beer is great.
I’m not seeing the downside here?
One of my kids just solved his first Rubiks cube!
And this morning my youngest walked into the first day of preschool with a big smile and a cheerful skip.
I’m super proud of my kiddos!
Users’ aggregate post and comment score has been entirely removed from the Lemmy API (as of version 0.19.0 if I remember correctly). It is not easily accessible to anyone, including admins. You could write a script to sum a user’s aggregate score.
It’s like they want to inflict him on the people they’re angry at, as if he’s a weapon
This completely nails it. Trump’s lack of a filter and eagerness to pick fights makes him look like a fearless champion for his followers. He isn’t going to pull punches or compromise with anyone.
A very conservative relative of mine likened supporting Trump to hiring a sleazy but effective lawyer: his personality and methods are irrelevant; you hired him to achieve specific results and the only thing that matters is his ability to achieve those results. If it makes the opposition scream then that’s just added entertainment.
The impact of the outbreak on the U.S. Hygienic Laboratory, with 16 of its workers affected, including two deaths, led to the formation of the National Institute of Health.
Wow! Today I learned.
Also lotide, if you’re into a minimalist text-only interface.
For a FOSS but not federated option there’s Discuit.
Ace Ventura: Pet Detective
Yeah, I started thinking about that right after I posted this GIF. I forgot about Ace’s overboard reaction. The '90s humor hasn’t aged well.
Hilary got more than enough votes. She received 2.9M more votes than Trump. Her problem was that her support was much too concentrated in a small number of states. The Electoral College math punishes candidates in that situation.