Have… Have they never had a card declined for insufficient funds?
Because that is surely a thing. Sometimes banks are extra dicks and let the charge(s) through to save the cardholder from ‘embarrassment’ but then tack on an insufficient funds fee to every single charge separately. That they allowed. Knowing you had no money.
Maybe that doesn’t happen anymore, but it sure as fuck happened to me.
I’m not sure I follow. They are trying to do a magic trick where they pay $1 and they get infinite money in return?
Economists hate this one weird trick!
You have to realize that people who are easily grifted think it must be easy to grift. True grifting takes a degree of thoughtfulness and intelligence (I didn’t say much).
They get grifted so easily they’re able to grift themselves with these half-formed ideas.
Yuuuuup.